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7 Things No One Tells First Time Homebuyers Pt. 2
Of all the things first time homebuyers in our Columbus, GA/Phenix City, AL area are told, some that turn out to be pretty important are too often overlooked. Here are four items first 
time homebuyers will find useful to know:
4. Remodeling costs more than you think
You’ve found a fixer: your energy is to be applauded. But before you write that offer, if you are one of our Columbus, GA/Phenix City, AL area first-time homebuyers, be certain to have penciled out the bottom line cost of bringing the home up to the standard you require to be move-in ready. You may well be able to live with some items that you will fix over time, but in all areas, budget 20% more than your estimate.
5. What matters is what the bank’s appraiser thinks the house is worth
Getting a loan approved isn’t as simple as having great credit and a down payment. Your offer also has to pass the bank’s approval process before they will okay the loan.
6. Getting inspected doesn’t mean there won’t be problems
Should you skip the inspection process? Absolutely not. You need to know if the home is structurally sound. But owning a home involves continuing expenses -- and problems can pop up even on Day One of ownership. Make sure you have funds set aside.
7. Buying your first house can be stressful…really stressful!
One of the absolute best pieces of advice I can give is to relax — expect the unexpected! Buying your first house is scary only if you allow it to be. Since it is all but certain that there will be ups and downs, allow the possibility that may not get any particular house. Veteran homebuyers come to understand the cost of overly emotional involvement — when you do, too, you will be better able to roll with the punches…and to make financially sound decisions.
If you missed the first three items in my list, check back to Part 1 – or just call me! I’ll fill you in on everything Columbus, GA/Phenix City, AL area first time homebuyers need to know.
To search all listed properties for sale in the Columbus, GA MLS click Property Search.
If you are preparing to buy or sell a home in the Columbus, GA area, an important first step will be to consult an experienced agent like myself. You can call me at 706-442-1084 or click here! It can make all the difference!
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Carey Scott
ERA Elite Ventures Realty
706-442-1084 cell
706-323-0533 fax
careybscott@gmail.com
www.careyscott.com
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