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Columbus, GA New Construction Home Buyers Get Answers

Buying a Home

For most of us, the appeal of new construction—a brand new home which your family is first to own—is undeniable. The idea of being able to Columbus, GA new constructionselect your own floor plan with a layout you like and upgrades built to order is hard to beat.

But home shoppers looking for new construction in Columbus, GA should be particular. If their future home is to meet expectations, some sophisticated questions should be asked and answered before any agreements are reached.

Home models are usually decked out with the best and most expensive furnishings and finishes, unlike more modest packages, where the unadorned dwelling is delivered without any fancy stuff which would be referred to as “options” or “pack...

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Jan 6 2014
11:10 am

Posted By Carey Scott
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Home Buying Mistakes to Avoid

Buying a Home

Home buying mistakes to avoidAccording to the National Association of Realtors®, nearly 40% of home buyers will be first-timers this year. In other words, if you are new to the housing market you are certainly not alone. Since first-time home buyers in Columbus, GA experience the same learning curve as anyone everywhere, reviewing some of the more common missteps can spare them some of the angst those common mistakes cause. Some examples:

 1) They Don’t Check Their Credit Score

New home buyers focus on the seller’s asking price, but don’t realize how greatly their credit score will affect how much they actually pay. They know their score is important to qualify for a home loan, but not how a low credit score can r...

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Jan 6 2014
9:00 am

Posted By Carey Scott
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First-Time Home Buyers Should Check Credit Scores

Buying a Home

home buyer credit scoreIt can take time for Columbus, GA first-time home buyers to save up for their first home’s down payment. But even after that hurdle has been cleared, it can take more time to secure a mortgage if they have neglected the other part of the equation - their credit rating.

Before first-time home buyers in Columbus, GA will be able to move forward with that initial home purchase, they need to ensure that their credit score does not raise the kind of questions that sometimes derails an otherwise well-qualified home loan applicant. This has always been true, but may become even more likely as lending limitations grow increasingly strict.  

But it’s the occasional recording error or misstatemen...

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Oct 21 2013
3:19 pm

Posted By Carey Scott
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Why Use a Realtor® in Columbus, GA?

Buying a Home

Why use a columbus ga realtorAs the economy continues to improve and more buyers commit to joining (or rejoining) the ranks of our area’s homeowners, access to reliable advice can be a vital difference-maker. If you have never worked with a Realtor® in Columbus, GA before, it’s important to understand the benefits they bring to the table — benefits that cause 84% of successful home buyers to state that they would work with their Realtor again in the future.

Understanding Your Buying Power

A Columbus, GA Realtor is trained to help clients determine just how much house they can comfortably afford, avoiding a later ‘too much house’ situation. In some instances, their negotiating skills can be key in bringing propertie...

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Oct 21 2013
2:57 pm

Posted By Carey Scott
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First Time Home Buyer Tips

Buying a Home

The price tag that goes with buying a home is hefty enough to give anyone pause. After the fact, anyone – perhaps especially Columbus, GA area first-time homebuyers — can come awayFirst Time Home Buyer Columbus, GA
 wondering if they have could have nailed down a better deal. Preventing any such nagging doubt is easy to do: it just takes a little forethought and preparation. Here are a few tips to bear in mind when buying a home.

After you have submitted an offer, be mentally prepared to respond in case a counteroffer follows. Along with the improvement in the Columbus, GA market, we’ve seen a rise in sellers’ confidence levels, so it’s best to be ready for some negotiating. Try not to let your emotions intrude — but alwa...

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Property Re-listing: Success Depends on Re-examination

Selling a home

selling in Columbus, GAEven though Columbus, GA area property prices continue to recover, the current market can still present challenges. No one understands this better than homeowners who are re-listing this Fall and Winter season. For some of them, surrounding seas of “For Sale” signs created a less-than-appealing neighborhood setting. Others drew buyers who weren’t able to secure financing in the uncertain mortgage environment. Whatever the reason, it can be disheartening for anyone who has to re-list their property.

Once you undertake a repeat attempt to sell your Columbus, GA area home, you want to be certain the job gets done right. A key part of that will be ensuring successful showings. It’s estimated...

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Oct 17 2013
3:10 pm

Posted By Carey Scott
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Practical Home Buying Tactics in Columbus, GA

Buying a Home

When a Columbus, GA home buyer first finds that single-family homes and condominiums have been getting pricier, it shouldn't be a surprise. Nationally, the median sales price is still Columbus, GA Home for Salewell below the record $230,400 reached at the height of the housing boom ­ but that gap is shrinking.

If you're a future home buyer in the Columbus, GA area, you can take steps to improve the situation. One way is to increase your negotiating leverage - to turn yourself into a highly desirable buyer from the seller's point of view.

Show You're Financially Attractive: Maximize your negotiating power by getting yourself pre-approved for a mortgage loan. This is a step beyond merely becoming pre-qualified. To...

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Jul 9 2013
3:34 pm

Posted By Carey Scott
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Beat the Demand for Columbus, GA Luxury Homes for Sale

Luxury Homes

Like most other parts of the real estate market, luxury homes in Columbus, GA are expected to show a rise in demand going forward. Certain luxury homes have inherently superior Columbus GA Luxury Homemarketability: luxury homes that both make a ‘statement’ and are priced competitively within their category are the most likely to attract competition between buyers. If you are among those looking for your perfect luxury home in Columbus, GA area, you could face that kind of competition this season. Here are three stalwart factors shown to help beat the crowd:

Money Talks

Have your finances ready before you start your home search. If you’re a cash buyer, prepare the qualifying documentation. If needed, get y...

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Jul 8 2013
3:16 pm

Posted By Carey Scott
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Columbus GA Luxury Homes For Sale and Summer Romance

Luxury Homes

Columbus GA Luxury HomeAh, spring is truly in the air…the traditional time when people can fall in love at first sight!

I’ll try not to dampen those springtime spirits too much, but for anyone currently looking into the Columbus, GA area luxury home listings, some advice may be in order:

Online love at first sight is a really bad idea.

Those Columbus, GA area luxury home listings can indeed be truly alluring, and using your computer (or iPad, or smartphone) to winnow through the current crop of terrific Columbus, GA area luxury home listings is a supremely practical approach.

But do remember that any warm glow you experience after checking out a particularly fetching online tour is best held in check unt...

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Thinking about selling your home "For Sale By Owner"?

Selling a home

FSBO: “For Sale By Owner” - it can be a siren’s call when you first mull over the prospects for selling your house.  A Columbus, GA For Sale By Owner listing promises to allow a homeowner to sell without Columbus, GA FSBOeven consulting a Columbus, GA/ Phenix City, AL area real estate agents! Depending on a home’s final sale price, the commission saved looks to be substantial.

While there are certainly theoretical attractions to the idea of working on your own, time and again statistics prove it is not only more efficient to work with a real estate agent -- it also frequently nets sellers more at the bottom line. There are logical reasons why it works out that way. They are the same reasons why only one ...

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Apr 1 2013
3:50 pm

Posted By Carey Scott
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First Time Home Buyers: Prepare Now!

Buying a Home

First Time Home buyersIt can happen when you least expect it: an opportunity unexpectedly opens up – and you suddenly realize that the time to become a homeowner is here! It may happen when the landlord of the Columbus, GA/Phenix City, AL area home you have been renting suddenly decides it’s time to sell. Or, during a search for a rental, you happen upon a new Columbus, GA/Phenix City, AL area listing that’s such a bargain you’d be crazy not to snap it up!

For Columbus, GA/Phenix City, AL area first-time buyers, unexpected opportunities like these may be the first time they seriously entertain home ownership. If that’s the case, they may well be disappointed.

The fact is, the time for first-time buyers to st...

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Mar 20 2013
3:45 pm

Posted By Carey Scott
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A Columbus, GA Homes Value Checklist

Buying a Home

When you search through the latest listings of Columbus, GA – Phenix City, AL area homes, you first find those that fit your top-line needs. Then you winnow down that list. Some of the Buying a Columbus, GA - Phenix City, AL homecandidates will seem more appealing than others; and some will seem to be over- or underpriced.

Before making a final judgment on which homes bear a closer look, the most successful homebuyers also factor in qualities that may not be at the top of their own personal priorities list, yet which make a difference to the majority of homebuyers. In other words, they keep in mind the most important qualities that add value in market terms – that add investment value to homes that are principally your personal re...

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Mar 19 2013
4:41 pm

Posted By Carey Scott
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7 Things No One Tells First Time Homebuyers Pt. 2

Buying a Home

Of all the things first time homebuyers in our Columbus, GA/Phenix City, AL area are told, some that turn out to be pretty important are too often overlooked. Here are four items first First Time Home Buyers Columbus, GA Phenix City, ALtime homebuyers will find useful to know:

4.         Remodeling costs more than you think

You’ve found a fixer: your energy is to be applauded. But before you write that offer, if you are one of our Columbus, GA/Phenix City, AL area first-time homebuyers, be certain to have penciled out the bottom line cost of bringing the home up to the standard you require to be move-in ready. You may well be able to live with some items that you will fix over time, but in all areas, budget 20% more than your estimate. ...

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Mar 19 2013
3:55 pm

Posted By Carey Scott
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7 Things No One Tells First Time Homebuyers

Buying a Home

First time homebuyers in the Columbus, GA/Phenix City, AL area are told a lot of things —First Time Homebuyers

Save your money,” their parents advise.

Location, location, location!” their friend’s friend cautions.

Reasonable advice, for certain. But there some important elements of the home buying process which a typical Columbus, GA/Phenix City, AL area first time homebuyer doesn’t usually hear. I’ve listed some of the most important ones, in no particular order:

1.                  Mortgage rates you see advertised aren’t usually what you get

The banner ads are everywhere online: “3.2% rates!” “No money down!” But the truth is, mortgage rates vary greatly. The only way you’ll know what rates yo...

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Jan 15 2013
2:37 pm

Posted By Carey Scott
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When a kitchen shines, Realtors beam!

Selling a home

Keeping control of your kitchen is one of the most basic actions you can take to help your real estate agent sell your home. The execution can be simple when it’s approached systematically. 

Especially during the winter months, kitchen control can seem an all but unmanageable task. Days are shorter; kids or pets may be cooped up inside; and everyone tracks winter through the kitchen all day long.  To help you keep your kitchen looking great (and your Columbus, GA/Phenix City, AL area real estate agent beaming), some simple preparation is needed. That, plus sticking to a simple routine, will turn the impossible into a ‘done deal.’

Put appliances and gadgets away as soon as you use them... Read Full Post →

Jan 9 2013
3:02 pm

Posted By Carey Scott
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Listing Agent, Buyers' Agent, Sellers' Agent: Who is My Agent?

Real Estate Advice

Buyers’ agent, sellers’ agent – what does it mean? In every Columbus, GA/Phenix City, AL area real estate transaction, the differences are easy to understand, right? Not quite. AColumbus, GA/Phenix City, AL Realtor Carey Scott potential linguistic trapdoor can lie right around the corner. 

            For openers, that sellers' agent may also be called the “listing agent” – both mean the same thing. The trapdoor is a further complication that comes into play once a contract is in place -- after which the buyer’s agent may also properly be called the “selling” agent!

            The potential confusion between seller’s agent and selling agent doesn’t usually have much practical significance: after all, by then, everyone should know th...

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Jan 9 2013
10:26 am

Posted By Carey Scott
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Buying a Columbus, GA Bank Owned Home?

Foreclosures

In our Columbus, GA/Phenix City, AL area market “Bank-Owned Homes” are usually described as “Foreclosures”. Even though the terms are used interchangeably here and inColumbus, GA /Phenix City, AL foreclosure Bank owned Home other places, there is a difference. The difference between a “Foreclosure” and a “Bank-Owned Home” may be technical, but important to understand.  Foreclosures are properties that are auctioned off in a court process. A bank-owned home, on the other hand, is one that has reverted to the mortgage issuer: a bank.

A foreclosure can change hands with the bang of the auctioneer’s gavel: it’s a cash-in-hand situation, carrying all of the excitement (and risk) of any auction.

With a bank-owned home, the ‘owned’ is attached by hy...

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Jan 7 2013
9:02 pm

Posted By Carey Scott
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Getting a Mortgage - Understanding the GFE

Real Estate Advice

When you plan on getting a mortgage in the Columbus, GA/Phenix City, AL area anytime this year, you’re fairly certain to run into something known as the GFE. It’s the acronym 1330 Ingersoll Dr Phenix City, AL Wind Ridge for ‘Good Faith Estimate’-- and despite the reassuring name, the federal government decided they had better make it mandatory. 

The GFE has a new format dictated by the federal Real Estate Settlement Procedures Act which requires lenders to provide an estimate of the charges and fees due at closing. Lenders have three days to make it available.

The GFE looks like a bill. It features a list of fees and charges denoted by three-digit codes. It is grouped into sections to make it more readable, and although at first g...

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Jan 6 2013
11:03 pm

Posted By Carey Scott
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Home Listings Trends for the Future

Selling a home

1332 Ingersoll Dr Phenix City AL Wind Ridge SubdivisionHomeowners who are puzzling over whether to add their property to the Columbus, GA/Phenix City, AL area home listings this winter (rather than hold back until spring) have more than just timing to factor into their decision. How their offering will stack up alongside the other home listings is a prime consideration.

The residential market has made good progress this year – and a strong majority of pundits expect more of the same for 2013. I deal with the home-buying public all the time, and so get an inside look and listen to what features and qualities wind up having the greatest impact on their buying decisions. Another way is to survey home listings across the nation to track buying t...

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Jan 6 2013
4:33 pm

Posted By Carey Scott
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Selling your home? Think like a buyer!

Selling a home

One of the effects of the steady national rise in home prices is a shift in attitude by previously cautious consumers. It’s only natural to find more people focused on buying homes 238 lee rd 2111 phenix city, al weatherstonein the Columbus, GA/Phenix City, AL area while it is still relatively inexpensive to do so.

Homeowners who are listing their own Columbus, GA area properties this year are well advised to be mindful of those and other considerations bound to be motivating prospective customers. Buying homes – especially homes in a faraway locale – gives rise to many concerns. Positioning the way a home is marketed to anticipate those concerns can mean a sale to an out-of-town buyer on a Columbus, GA/Phenix City, AL area home-h...

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